Electronic Signature and Nigeria’s Digital Economy – Key Issues

According to reports by the Nigerian Interbank Settlement System (NIBSS), in the first half of 2018, the value of electronic payment transactions in Nigeria hit a record high of N65.3 trillion, representing an increase of N18.9 trillion in comparison to the sum of N49.4 trillion recorded in the corresponding period of 2017; this suggests an increase in the volume and value of electronic transactions in Nigeria.

At the core of these electronic transactions are (electronic) contracts executed electronically through various means of electronic signature by users (on digital platforms). This paper examines e-signature as the backbone of electronic contracts, and a relevant tool for the growth of Nigeria as a digital economy.

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